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Pension update

Regulations which affect police officer pensions are due to be laid before Parliament by the end of this week.

The time table is as follows:

CARE 2015 pension: timetable

o The Minister signed off the Regulations on Friday 27 February
o The Home Office plans to lay these before Parliament by Thursday 5 March (possibly earlier)
o These will come into effect on 1 April 2015
o The Home Office has said Guidance will be issued in parallel with Regulations: we have asked that it be sent out sooner, to help officers
o We will be providing a FAQs document on Friday 6 March which will also be published here
o We have instructed Legal Counsel to undertake a review of the new regulations in the context of the consultation process that has taken place and the original legal advice which was obtained in 2012 and 2013 Andy Fittes, general Secretary of the PFEW, said: "As you know, I have expressed my concern that practical implementation of the scheme has not been fully bottomed out, and there may be teething issues.

"However, I believe the scheme itself remains a good scheme for members, and this is supported by the chairman of the Association of Member-Directed Pension Schemes. You can read an article on this here

"Any officer thinking of opting out should carefully consider the fact that this would cause them to lose out on a number of valuable benefits with regard to; existing accrued PPS/NPPS rights; access to ill-health and death in service benefits; and the loss of employer contributions and tax relief on their own contributions.

"Any officer who has worked outside the police may be able to transfer in pension rights to their existing police pension scheme (PPS or NPPS), and receive improved transitional protection. Officers to whom this applies should contact their pension administrator as soon as possible by email or letter.

"I remain keen to support officers all we can, and this includes continuing to pass concerns and comments to the Home Office and asking them to address them. You can email pensions@polfed.org, but please be specific as to any difficulties you experience. Whilst we will not be able to address every query individually, we will be able to collate the responses and present these to the Home Office. In particular, if members could use the subject of their email to summarise the nature of the problem that would be helpful."

In addition the Federation has also been given the timetable for Limited Duties regulations:

Limited Duties: timetable

o Regulations have been signed by the Minister within the last week
o These will be laid on 5 March
o These come into effect on 1 April 2015: however the Determinations will not come into effect until later, as they are not yet complete
o The Home Office is aiming for Determinations to come into effect on 1 May 2015, and the new process cannot be implemented until then
o We are continuing to feed comments into the consultation process with the Home Office
o We will provide more information as soon as we have it.

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